Peoples Bank of Graceville is a locally owned, independent community bank.

Established in 1974, we provide local, convenient financial services to our customers and community. We offer a variety of financial services to our customers in Graceville and the surrounding communities. We will always strive to provide the very best banking with a small town, know your customer perspective of building customer relationships. We are banking on service.

At your service, we offer our customers the conveniences of digital banking. Internet Banking, Mobile Banking App and CheckFree Bill Pay are FREE services available to all of our customers. Mobile Deposit and eStatements are added conveniences that help make it easy to bank electronically. We have an on-site ATM and offer Visa Check Cards for convenient cash withdrawals and POS transactions. Call Telephone Banking for access to balance and transaction information, as well as to make transfer requests. All available 24 hours a day, 7 days a week.

We offer deposit accounts with a variety of services from basic to interest-bearing accounts. A Peoples Bank of Graceville Visa Check Card is the easy way to pay for all your purchases. CardValet lets you monitor your debit card activity at your fingertip and offers real-time alerts.

Saving is an investment that is important to our customers. Money Market Deposit Accounts and Certificate of Deposits are available to all customers who want to make saving a priority. IRAs are also available to all customers with qualifying deposits.

Loans may be obtained for personal or business purposes. Real estate mortgage loans, home construction loans and farm loans are available to qualifying customers. Come see our lenders for loans made easy in our local community.

We are banking on service!

Graceville is a small rural community located just five miles south of the Alabama-Florida state line and 60 miles north of Panama City in Northwest Florida.

Graceville is the home of The Baptist College of Florida.

Call us during regular business hours to request information about our account services or loans at 850-263-3267. You may also request information by sending a completed Information Request Form.

Regular Bank Business Hours

Lobby opens at 9:00 am Mon-Fri
Drive-In opens at 8:30 am Mon-Sat

Monday-Wednesday – 8:00 am to 4:00 pm
Thursday – 8:00 am to 12 noon
Friday – 8:00 am to 5:00 pm (Drive-thru only to 5:30)
Saturday – 8:00 am to 12 noon (Drive-thru only)